Financial Tool
Mortgage Calculator — instant monthly payment breakdown.
Calculate your monthly mortgage payment, total interest, and full amortization schedule for any home loan.
Mortgage Calculator
Home Price
$
Down Payment
$
Annual Interest Rate
%
Loan Term
| # | Payment | Principal | Interest | Balance |
|---|
How it works
- Enter home price, down payment, rate & term
- Results calculate automatically
- Toggle amortization for month-by-month breakdown
Typical rates (2025)
- 30-year fixed: ~6.5–7.2%
- 15-year fixed: ~5.9–6.5%
- 20-year fixed: ~6.2–6.8%
Tip
Principal = Home Price − Down Payment. A larger down payment reduces your monthly payment and total interest paid.